FINANCIAL RISK STRATEGICAL PLANNING

The solutions offered by DW, are supported by the concepts of ALM -- Assets/Liabilities Management. ALM gives the fundamental tools in the administration and measurement of risks. To align the risks associated with asset and liabilities is the fundamental part of an ALM system focusing on the risks of the market, credit and liquidity, on the side of the assets, and margin and cost volatility on the side of the liabilities.
The ALM of DW are supported in the concepts of stochastic non anticipative optimization, or by scenarios, given its users the tools to evaluate the functions of distribution of probability of the principal economic variables, in such a way to answer fundamental questions such as:

To analyze the structure of capital and reserves that must be present at the financial insititution, taking into account the Value-at-Risk (VaR) associated to taken decisions (assumed risks).

Optimization of tactical decision making with a criteria that respects the structure of capital and the local financial rullings, in such a way that the exepected revenue is maximized as well as the institution's operation, respecting the levels of VaR that guarantee the stability of the institution.